QUALIFICATIONS OF THE APPRAISER    
JOE CHEANEY    

State Licensing and  Certification   Licensed and certified by the Stat of Texas as a General Real Estate Appraiser since February, 1992:  License Number – TX-1322541-G (issued January 29, 2008, and expiring February 28, 2010)  

Education  
Pan American University, Accounting Major  

Most recently completed courses:  
Columbia Institute, Houston, Texas, January 17-20, 2008       
USPAP Update                           
Scope of Work & Appraiser Due Diligence
Survey of the Cost Approach
FHA, the URAR & the 1025
Total Appraiser continuing Education (ACE)  28 Hours  

Professional Affiliations  
Member of the McAllen Board of Realtors  
Member of the Texas Association of Realtors  
Member of the National Association of Realtors  
Licensed Real Estate Salesman, License #0403416 (expiring December 31, 2008)    

Professional Experience  
Joe Cheaney joined the staff of Aguirre & Patterson, Inc. February , 1990.  As an independent fee appraiser, he has worked on the following types of properties throughout the Rio Grande Valley:  Duplexes, apartments, packing sheds, shopping centers, discount houses, restaurants, storage buildings, public and vocational schools, office buildings, golf courses,  green houses, bowling alleys, mobile home parks, lumber yards, Laundromat facilities, convenience stores, land developments, churches, medical office and outpatient clinics, car wash facilities, truck stops, miniature golf courses, arcades, partial interests, partial takings, marinas, night clubs, grain elevators and related grain storage facilities, civilian airport facilities, acreage, food processing plants, hotels, convention/civic centers, lake property, warehouse facilities, “FIRREA” affordable housing disposition program, expert witness and HUD/FHA Fast Track Appraisal Processing.